Terms of Use
These terms apply to your use of this website, which is operated by Smart Girl Multibiz (BN 7175514), trading as Smart Girl Business Consultancy.
Last updated September 2026
Using this website
You may read, share and reference the content here for your own business purposes. Please do not copy the site's content, structure or case study material for commercial reuse without written permission.
Information, not advice
The material on this website describes how we work and what we have built. It is general information, not consulting advice for your specific situation. Any recommendation for your business follows a proper review of your operations, agreed in writing.
Enquiries and engagements
Submitting the consultation form starts a conversation; it does not create a contract. Scope, deliverables, timelines and fees are agreed separately in writing before any work begins.
Case studies and client work
The systems described in our case studies were designed and delivered by us. Where a client is named, it is with their knowledge. We publish what the systems do and how they were structured; we do not publish client data, and we do not present hypothetical examples as delivered work.
Intellectual property
The name, written content, layout and imagery of this website belong to Smart Girl Multibiz, except where third-party material is used with permission. Rights over work created for a client are set out in that client's agreement.
Liability
We maintain this website carefully but do not guarantee it will always be available or error-free. To the extent permitted by law, we are not liable for loss arising from reliance on general website content. Nothing here limits liability that cannot lawfully be limited.
Governing law and contact
These terms are governed by the laws of the Federal Republic of Nigeria. Questions about them can be sent to Smartgirlfounder@gmail.com.